Foreign Exchange

We understand the importance of having up-to-date FX conversion rates when transferring foreign currencies. Get real time quotes whenever you exchange foreign currency using HSBC Online Banking and Mobile Banking.

It takes just 6 seconds for your money to move between your local and overseas HSBC account. Whether you need to sort out your overseas mortgage or transfer money abroad for your children, Global View Global Transfers make viewing, managing and transferring your funds between all your HSBC accounts worldwide incredibly simple².

Introducing the enhanced Global Transfers for family and friends. Whether you need to transfer funds to your children overseas or send money to your family back home, you can now make instant money transfers² online from your HSBC account to other HSBC account overseas including Bahrain, Bermuda, mainland China, Egypt, Greece, Hong Kong, India, Indonesia, Oman, Philippines, Qatar, Singapore, Sri Lanka, Taiwan, United Arab Emirates, United Kingdom, United States and Vietnam³ in seconds.

• Instant money transfers² to other HSBC accounts overseas
• Cross-border foreign currency fund transfers are completed in seconds²
• Simple navigation and easy repeat payments
• Quick and convenient transfers on a single screen

¹For HSBC Premier or HSBC Advance customers only. Subject to destination country's local regulation and HSBC internal policy requirement.

²HSBC Premier customers enjoy zero transfer fees. HSBC Advance customers will be charged USD7 (debit foreign currency account) or RM22 (debit Ringgit Malaysia account) per transaction. Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer involving Ringgit Malaysia is from Monday to Friday 9.30am to 3pm. If you perform any transfer outside those hours, the actual amount to be debited will be based on the next business day’s exchange rate.

³Receiving countries will be expanding.

Hold accounts in up to 12 foreign currencies, including Renminbi (RMB).

Save in a foreign currency for your investment abroad, child’s future education or retirement overseas. Designed to support your international lifestyle, with easy access to your account via Online Banking and Mobile Banking, you can manage your finances wherever you are in the world.

Take advantage of the exchange rate to gain potentially higher returns compared to ordinary fixed deposits.

Enjoy a regular stream of interest income with bonds and enhance your investment to reap potential long term capital gain.

Explore a diverse range of unit trusts to suit your investment needs.

Access different markets and achieve potentially above market returns in low interest rate environments via our foreign currency structured products.

Speak to your Relationship Manager or walk into any HSBC Branch.