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Balance Transfer

Consolidate all of your outstanding balances to your HSBC credit card.

Enjoy 3% upfront interest with 0% interest for the next 5 months1

It's time to turn good savings into good times spent with those who matter. Simply consolidate your other banks' credit card outstanding balances and transfer to HSBC credit card. You will find managing your finances a breeze with just one consolidated account to monitor and enjoy the flexibility of making a minimum monthly repayment on your total HSBC credit card outstanding balance. 

Let HSBC balance transfer help you save on interest. Use our balance transfer savings calculator to check on the difference an HSBC balance transfer can make to your life. 

Apply for a balance transfer

You can apply online and fill in the application, or log into online banking to apply:

  1. Log on with user name and password
  2. Go to 'Application Centre' and select 'Balance Transfer'
  3. Select 'Plan'
  4. Complete the form and Click 'next'
  5. Read and accept payment hierarchy and product T&C before submitting


Log on to Online Banking to apply for faster approval.

Things you should know

The minimum amount for each Balance Transfer ("BT") application is RM1,000. The Eligible Cardholder shall pay the minimum payment of 5% of the outstanding balance which is part of the Minimum Monthly Payment due on or before the payment due date. The interest rate is subject to HSBC's approval. The terms used herein are as defined in the HSBC Balance Transfer Terms & Conditions

Please read the PDFs below for corresponding full terms and conditions. 

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