Enjoy greater financial flexibility with HSBC Balance Conversion Plan
With our Balance Conversion Plan, you can convert your retail purchases into affordable monthly instalments.
- Financial flexibility (instalment up to 36 months)
- Instant approval
- Lower interest rates
- No early termination fee
How to apply for Balance Conversion?
Alternatively, you can reach out to our contact center if you would like to convert partial or full outstanding balances.
Frequently Asked Questions
What is Balance Conversion Plan?Press enter to collapse Press enter to expand
Who is eligible for Balance Conversion Plan?Press enter to collapse Press enter to expand
What are the eligibility criteria to apply for Balance Conversion Plan via HSBC Malaysia Mobile Banking App?Press enter to collapse Press enter to expand
Things you should know
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V).
*The eligible amount for each Balance Conversion Plan ("BCP") is at a minimum of RM500 and a maximum of RM50,000. The Eligible Cardholder shall pay 100% of the BCP monthly instalment which is part of the Minimum Monthly Payment due on or before the payment due date. The interest rate offered is subject to HSBC's approval. The terms used herein are as defined in the HSBC Balance Conversion Plan Terms and Conditions.